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Merchant Cash Advance (MCA) Processor

High Rise Capital · New York, US

Über die Stelle

Key Responsibilities - Review new deal submissions for completeness (applications, bank statements, IDs, voided checks, etc.) - Communicate with ISOs, brokers, and merchants to collect missing documents and clarify information - Organize files and prepare them for underwriting review - Verify merchant and owner information, including business details, ownership, and bank account data - Prepare, send, and track contracts and e-signatures - Complete pre-funding checklists and coordinate with the funding team - Update deal statuses and notes accurately in the CRM/loan management system - Follow compliance procedures, including document verification and fraud-prevention protocols - Meet daily and weekly processing targets while maintaining a high level of accuracy Requirements Requirements - 1+ year of experience as a processor in MCA, small business lending, or alternative finance - Working knowledge of MCA deal structures and terminology (factor rates, holdbacks, ACH/split funding, stacking, etc.) - Ability to read and review business bank statements - Strong attention to detail and organizational skills - Clear, professional written and verbal communication - Comfortable managing multiple deals at once in a fast-paced environment - Proficiency with Microsoft Office/Google Workspace and e-signature tools Nice to Have - Experience with an MCA CRM or LMS (e.g., Salesforce, Centrex, Pipeline, Fusion CRM) - Familiarity with UCC filings and basic fraud-detection practices - Experience working directly with ISOs/brokers Benefits What We Offer - Competitive salary [and performance bonuses] - [Health, dental, and vision insurance] - [401(k) / retirement plan] - [Paid time off and paid holidays] - Training and clear opportunities to grow into Senior Processor, Underwriting, or Funding roles - A supportive team in a growing industry