Senior Financial Analyst, Financial Planning & Analysis

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind? We're looking for a Senior Financial Analyst, FP&A to run our long- and short-term forecasting and turn the results into clear insight for key stakeholders, reporting to the Senior Manager, FP&A. The impact you'll make: As a Senior Financial Analyst, FP&A, you'll build the forecasts and explain the results behind important decisions, so leaders can invest with a clear picture of what's ahead. The models you build will cover multiple P&Ls while still showing leaders, month by month, which drivers moved revenue and which moved expenses. You'll start by learning our P&L and the operational drivers behind it. By month six, you'll run the forecasting process end to end with guidance from leadership. By the end of your first year, you'll have automated parts of it and taken on a wider scope, growing alongside the FP&A team at a growing company. As a Senior Financial Analyst, FP&A you will: - Run five-year financial forecasts each quarter and on request, building in strategic guidance and inputs from cross-functional partners - Build and maintain driver-based models that forecast business performance under different scenarios - Analyze budget and forecast variances with business partners to pinpoint the drivers behind them - Prepare presentation materials and clear narratives that explain financial performance and key drivers to executive leadership - Support the quarterly earnings process with materials and analysis, including regulatory filings - Keep forecast data current in Workday You'll thrive in this role if: - You're curious about the details of credit card forecasting and comfortable working with large data sets - You like working with business partners to understand what's behind their numbers - You want to make the forecast process faster and better each cycle Minimum qualifications: - Bachelor's degree in Finance, Economics, Computer Science, Information Systems, or a related quantitative field - 2+ years of experience in financial planning and analysis (FP&A) - Demonstrated experience developing forecasting models that cover both revenue and expenses - Proficiency in Microsoft Excel and PowerPoint for financial modeling and presentation building - Strong analytical and quantitative skills - Communication skills, with experience presenting financial insights to senior leadership - Ability to travel 2-3 times per year for high quality in person collaboration Preferred qualifications: - Prior experience in banking, credit card, or financial services - SQL or Python coding - Experience working with AI tools - Experience with Workday or a similar EPM platform Compensation: Annual full-time starting base salary range: $95,000 - $110,000 This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/dental/vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-first work environment. About Mission Lane: Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors. Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member. Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status. Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com. Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters. Application Integrity: Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete. Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment.