Financial Accountant: PSP & Cash Management

WHO ARE WE? We are PressEnter! A team of talented specialists trailblazing new pathways in iGaming. Being a people-first organisation isn't something we just say; we operate on a foundation of transparency, camaraderie and mentorship, all whilst focusing on your wellbeing. You are a valued member of our team and we can't wait to have you on board: part of a culture that embraces diversity and inclusion, and an environment that promotes career progression and opportunities. WHAT WILL YOU DO? As Financial Accountant: PSP Analyst, you will be the primary internal expert on all matters relating to the Company's payment service providers (PSPs) and the day-to-day management of the Company's cash and treasury positions, reporting to the Accounting Lead. The role is PSP- and cash-first: owning the full lifecycle of PSP operations, reconciliation, and reporting, alongside monitoring, initiating, tracking, and reporting on cash movements across bank and e-money accounts. Secondary responsibilities span general financial accounting support. This role is a stepping-stone to a wider financial partnering role. Candidates with a broad financial knowledge base and a genuine appetite for challenge will be favoured. Primary Responsibilities: PSP Operations & Analysis - Portal fluency: Navigate the back-office portals of all major PSPs to retrieve statements, settlement reports, and transaction-level data without assistance. - Daily PSP monitoring: Monitor PSP balances daily; flag PSPs requiring top-ups or withdrawals and action or escalate accordingly. - Reconciliation: Reconcile PSP transactions end-to-end using tools like Aurum; resolve breaks and aged items in a timely manner. - Fee verification: Verify that PSP fees charged are in line with agreed commercial terms and escalate discrepancies. - Settlement tracking: Ensure PSPs settle within agreed timeframes; follow up on delays and document outcomes. - Monthly service-charge reconciliation: Perform monthly reconciliation of service charges applicable to deposits and withdrawals. - PSP inbox management: Own and manage PSP-related email inboxes; triage, respond to, and escalate queries promptly and professionally. - Statement downloads & filing: Download, organise, and archive PSP statements and supporting documentation on a timely basis. - PSP KPI reporting: Prepare and distribute regular KPI dashboards covering PSP performance: transaction volumes, fee ratios, settlement timing, balance positions, and exceptions. - New PSP onboarding: Liaise with the Payments team prior to new PSP go-lives; clarify commercial terms, integration timelines, and fee structures ahead of first transactions. Primary Responsibilities: Cash Management - Daily cash monitoring: Monitor cash and e-money balances across all PSP accounts and wallets on a daily basis. - Payment initiation: Initiate outgoing payments (PSP top-ups/withdrawals) via online banking portals and payment platforms, in line with authorisation controls and approval workflows. - Cash movement tracking: Track and log all incoming and outgoing cash flows (receipts, settlements and fee deductions) ensuring every movement is accounted for and reconciled to the books. - Cash reporting: Prepare regular cash position reports summarising balances by account and currency, flagging exceptions, low-balance risks, or unexpected movements for management review. - Forecast support: Assist in the preparation of short-term cash flow forecasts; flag projected shortfalls or surplus positions in advance. - Bank & portal access management: Maintain working knowledge of all active banking and payment portals; ensure statements and confirmations are downloaded, filed, and reconciled on schedule. - FX awareness: Flag significant FX exposures arising from multi-currency cash positions; support the preparation of currency conversion instructions as directed. Secondary Responsibilities: General Accounting - Upload PSP transactions and fees into Xero accurately and on schedule. - Post journals and perform general bookkeeping. - Assist with weekly payment runs. - Prepare bi-weekly PSP balance reports. - Assist with audit queries, financial statement preparation, and VAT returns. - Support daily and month-end accounting tasks as required. - Prepare ad-hoc reports as requested. - Undertake any other tasks as required by the Company from time to time. WHO ARE YOU? Essential - Hands-on PSP experience: You have worked directly with payment service providers in a finance or payments operations role: you know how PSP portals work, what to look for, and how to resolve issues. - Cash management experience: You have monitored multi-account cash positions, initiated and tracked payments, and produced cash reports in a fast-moving operational environment. - Reconciliation expertise: Proven ability to reconcile high volumes of PSP or payment transactions accurately and within SLA. - KPI-oriented mindset: Comfortable building and owning PSP performance reporting; you understand what the numbers mean and can communicate findings clearly. - Inbox management discipline: Experience managing high-volume operational email inboxes in a structured, timely manner. - A bachelor's degree in Accounting or Finance (or equivalent professional experience). - At least 2 years' experience in a finance or payments operations role with direct PSP experience. - Proficiency in written and spoken English. - Excellent command of MS Excel and/or Google Sheets. - Strong communication and interpersonal skills. - Positive can-do attitude with a high degree of attention to detail. Highly Advantageous - Hands-on experience with the Aurum Reconciliation Tool. - Experience with Xero accounting software. - Experience managing cash across multiple entities and currencies in a group structure. - ACCA or ACA part-qualification or full qualification. - Automation mindset: experience using scripts, macros, or workflow tools to reduce manual effort. WHAT WE OFFER? - HQ in Sliema, Malta with fantastic sea views, shower facilities and open-plan working space. - Hybrid working model. - Mental Well-Being Program. - Friday social gatherings on the terrace. - Team and Company events. - Refer a Friend Bonus. - Combination of Private Health Insurance, Dental Insurance and vouchers. - Discounted gym membership.