О вакансии
This role is four days onsite at our Seneca One Buffalo, NY location, with the flexibility to work from home one day per week
Position Summary
The BSA is a senior-level subject matter expert responsible for providing business, functional, and analytical leadership supporting BSA/AML business stakeholders and technology teams, translating complex financial-crimes processes and requirements into effective business and technology solutions. The role provides expertise across BSA/AML investigations, case management, Suspicious Activity Reports (SARs), digital assets, blockchain and wallet-related financial crime considerations, AI-assisted analysis, and platform modernization/migration initiatives.
Key Responsibilities
BSA/AML & Financial Crimes Expertise
- Serve as a senior BSA/AML subject matter expert supporting financial-crimes technology and business initiatives.
- Independently lead complex analysis, identify business and technology impacts, contribute to solution design, support testing and implementation
- Provide functional and subject matter expertise covering BSA/AML processes, investigations, alerts, cases, and regulatory reporting.
- Partner with BSA/AML Operations, Compliance, Technology, Product, Risk, and other stakeholders to analyze business needs and translate them into comprehensive requirements.
- Identify business, operational, regulatory, data, and technology dependencies associated with proposed changes.
- Provide guidance throughout requirements, design, development, testing, implementation, and post-production validation.
- Evaluate the downstream impact of changes across integrated applications, data sources, reporting, and operational processes.
- Develop and maintain working knowledge of financial-crime considerations associated with digital assets, blockchain technologies, and digital wallets.
- Support analysis of financial-crimes use cases involving blockchain-based transactions and digital-asset activity.
- Stay current with evolving digital-asset and financial-crimes trends relevant to assigned responsibilities.
Business & Functional Analysis
- Lead requirements elicitation and analysis for BSA/AML technology initiatives.
- Develop clear and detailed Business requirements, Functional requirements, User stories, Process flows, Data requirements/mapping, Use cases and Test scenarios.
- Conduct impact and gap analyses for proposed system changes.
- Facilitate discussions to elicit business requirements and communicate requirements, risks, dependencies, and impacts clearly to technical and non-technical audiences.
- Identify and resolve missing, conflicting, or ambiguous requirements.
- Partner with technical teams for proposed solutions.
- Participate actively in Agile planning, backlog refinement, demonstrations, and implementation activities.
- Develop comprehensive business test scenarios and acceptance criteria.
- Partner with QA, automation testing and engineering teams to ensure tests adequately cover business requirements.
- Support functional, system-integration, regression, and user-acceptance testing.
- Assist with defect triage by analyzing business impact and expected behavior.
- Help establish traceability between requirements, development outcomes, test scenarios, data integrity, and implementation results.
- Analyze data and system behavior to support requirements, testing, troubleshooting, and production issue analysis.
- Work with technical teams to understand source-to-target data relationships and application dependencies.
- Coordinate effectively across multiple technology and business teams on complex initiatives.
- Demonstrate proficiency with AI tools and apply them responsibly to improve productivity and quality.
- Validate AI-generated results for accuracy, relevance, completeness, security, and alignment with established requirements before use.
- Identify appropriate opportunities to incorporate AI-assisted practices into existing analysis and testing processes.
Education and Experience Required:
- Minimum of 6 years combined higher education and/or operational/business analytics experience in BSA/AML Domain
- BSA/AML
- Financial-crimes investigations
- Case management
- SAR-related processes and workflows
- Alert and case lifecycle
- Financial-crimes technology
- Business and functional requirements analysis
Emerging Financial-Crimes Capabilities
- Digital assets
- Blockchain
- Digital wallets
- Proficiency with AI-assisted tools
- Business impact analysis
- Gap analysis
- Data and functional validation
- Regression and UAT support
- Cutover and post-implementation validation
Preferred Qualifications
- Significant experience working with BSA/AML, financial-crimes, compliance, or supporting technology organizations.
- Banking or financial-services experience.
- Experience supporting enterprise BSA/AML or financial-crimes platforms.
- Demonstrated ability to operate independently on complex, cross-functional initiatives.
- Strong business and systems-analysis capabilities.
- Experience translating business requirements into actionable technology requirements.
- Strong analytical, problem-solving, and organizational skills.
- Experience working in Agile technology-delivery environments.
- Ability to communicate effectively with investigators, business stakeholders, Product Owners, developers, architects, testing teams, and technology leadership.
- Ability to analyze complex processes and clearly document requirements, dependencies, business rules, and expected outcomes.
- Experience working with business-critical applications and complex enterprise integrations.
- Knowledge of digital-asset and blockchain-related financial-crimes considerations.
- Hands-on experience with financial-crimes case-management solutions.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85,800.00 - $143,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Buffalo, New York, United States of America